If you have private health cover with Allianz, BUPA Australia, Medibank, or NIB, Please talk to our staff to check your eligibility.

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Private Health Insurance

Use Your Private Health Insurance for After-Hours Care

13CURE partners with leading Australian private health insurers to make quality after-hours medical care more accessible and affordable. Our AHPRA-registered GPs provide home visits and telehealth consultations covered by your health fund.

Major Insurers

Partnered with Medibank, Bupa, NIB, HCF & more

Seamless Claims

Direct billing available with participating funds

After-Hours Access

Coverage for evenings, weekends & public holidays

Partnered Health Insurance Providers

We work with Australia's leading private health insurers to ensure you can access quality after-hours medical care with reduced out-of-pocket expenses.

Important Information

Coverage varies depending on your individual policy and level of cover. Please contact our booking team or your health insurer to verify your eligifaslity and understand any applicable gap fees or waiting periods. Our staff are available 24/7 to assist you.

Medibank

Full coverage for home doctor visits and telehealth consultations

Bupa

Extras cover includes after-hours GP services

NIB

Home doctor visits covered under eligible extras policies

HCF

Comprehensive coverage for urgent medical care

Australian Unity

After-hours doctor visits included in extras cover

Allianz

Support for home doctor consultations and telehealth

DHS

Eligible members can claim for after-hours services

Onemedifund

Coverage available for qualifying health fund members

Don't see your health fund listed? Contact us to verify if we can accept your private health insurance.

Call 13CURE (132873) to check your coverage

How to Use Your Insurance with 13CURE

Using your private health insurance for after-hours medical care is straightforward. Follow these simple steps.

Book Your Appointment

Call 13CURE (132873) or use our online booking system. Inform our team that you have private health insurance when scheduling.

Provide Insurance Details

Have your private health insurance membership card ready. Our coordinator will verify your coverage and inform you of any gap fees.

Receive Medical Care

Our AHPRA-registered GP will provide a comprehensive consultation via telehealth or home visit.

Streamlined Claiming

We'll provide an itemized receipt for your health fund. Many insurers offer direct billing, reducing your out-of-pocket expenses.

Important Insurance Information

Coverage Details:

  • Coverage depends on your policy type and level of extras cover
  • Waiting periods may apply for some health fund members
  • Annual limits and benefit caps vary between insurers

What to Prepare:

  • Your private health insurance membership number
  • Valid Medicare card (if applicable)
  • Knowledge of your current level of cover and excess

Benefits of Using Your Private Health Insurance

Maximize the value of your private health insurance by accessing our comprehensive after-hours medical services.

Reduced Out-of-Pocket Costs

Your private health insurance can significantly reduce or eliminate gap fees for after-hours consultations.

24/7 Coverage Access

Use your insurance benefits any time you need urgent medical attention outside regular GP hours.

Home Visit Convenience

Receive in-home medical care from AHPRA-registered doctors while your health fund covers the fees.

Quality Assured Care

All our doctors are fully qualified, AHPRA-registered medical practitioners committed to evidence-based care.

Simplified Claims Process

We provide comprehensive documentation and itemized receipts to streamline your insurance claiming process.

Whole Family Coverage

If your policy includes family members, they can all benefit from our after-hours services.

Your Health Fund, Your Choice

At 13CURE, we believe in transparency and patient empowerment. We work collaboratively with major Australian health insurers to ensure you can make the most of your private health cover.

AHPRA-Registered Doctors | 24/7 Available | Nationwide Service

Check Your Eligiblility

Understanding your coverage is simple. Here's what you need to know.

You May Be Eligible If:

  • You hold an active private health insurance policy with extras or ancillary cover
  • Your policy includes benefits for general practitioner consultations or home doctor visits
  • You have completed any applicable waiting periods set by your health insurer
  • You have not exceeded your annual benefit limits for GP services
  • Your membership is current and premiums are up to date

Important Considerations

Coverage Varies by Policy

Each health insurance provider and policy level offers different benefits. Your rebate amount and any gap fees will depend on your specific coverage.

Waiting Periods Apply

New health fund members may need to serve waiting periods before claiming benefits.

Annual Limits

Most policies have annual benefit caps for general treatment services.

Direct billing Availability

Direct billing arrangements vary by insurer. Some require you to pay and claim back.

Not Sure About Your Coverage?

Our friendly team is available 24/7 to help you understand your insurance benefits and verify your eligibility before booking.

Start revolutionizing your health management now

Discover why 13CURE is trusted across New South Wales. Watch our video to hear directly from our patients about their experiences with our dedicated after-hours medical service. With a 99% satisfaction rate, we strive to exceed expectations in care and communication, ensuring your well-being is always our priority.

© 2017 - 2026 13CURE All Rights Reserved | ABN :   98606969742   | ACN :   606969742
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